On Track Communications' and/or Portfolio Mart.com's service and the information contained on this website, facts and opinions from various individuals and organizations about this website and/or included on this website, are used completely at your own risk and are without any warranty or guarantee of any kind.

This service and this website are provided on an "as is" basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are imposed by and incapable of exclusion, restriction or modification under the laws applicable to this agreement.

Neither On Track Communications, Portfolio Mart.com, their representatives, owners, employees, investors, advertisers, websites linking to this website, nor affiliates endorse or are responsible for the accuracy or reliability of any opinion, advice, representation or statement on or about the service or this website, or any other website linked to or from this website.

On Track Communications, Portfolio Mart.com, their representatives, owners, employees, investors, advertisers, websites linking to this website, or affiliates shall not be liable to you or anyone else for any loss or injury or any direct, indirect, incidental, consequential, special, punitive or similar damages arising out of your access or use of, or your inability to access or use, the service and the websites and the information available on the service and the websites or arising out of any action taken in response to or as a result of any information available on the service and the websites.

You hereby waive any and all claims against On Track Communications, Portfolio Mart.com, their representatives, owners, employees, investors, advertisers, websites this website links to, websites linking to this website, or affiliates, subsidiaries, divisions, affiliates, agents, representatives and licensors arising out of your use of the service and the websites and the information available thereon.

This website is not responsible for spelling errors or picture errors, insufficient picture quality, browser incompatibility, network unavailability, network downtime, website downtime, lack of access, server errors, technical difficulties, viruses, hackers, computer worms, or any other harm to your computer.

On Track Communications, Portfolio Mart.com, their representatives, owners, employees, investors, advertisers, websites linking to this website, or affiliates, its subsidiaries, divisions, affiliates, agents, representatives and licensors, and this website are not responsible for any action on this website by its users.

We give no warranties on this website, and we are liable for nothing.

We reserve the right to change pricing, plans, terms, or to discontinue this website at anytime.

Governing law: This agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania and the United States of America.

Exclusive jurisdiction and venue for any disputes shall be in the Allegheny County, Pennsylvania Commonwealth Courts.

If any part or provision of these terms of use, or the application thereof, is held invalid or unenforceable, that provision shall be deemed severable, and the validity of the remainder of these website terms of use and the applications of the provision to other persons or circumstances shall not be affected thereby.

You the website user, warrant that all information, data and/or material you provide to On Track Communications, Portfolio Mart.com, their representatives, owners, employees, investors, advertisers, websites linking to this website, or affiliates to put on the website is legally owned or licensed to you the website user.

As a website user, you agree to indemnify and hold On Track Communications, Portfolio Mart.com, their representatives, owners, employees, investors, advertisers, websites linking to this website, or affiliates, their subsidiaries, divisions, affiliates, agents, representatives and licensors harmless from any and all claims brought by any third party relating to any aspect of the website, including, but without limitation, any and all demands, liabilities, losses, costs and claims including attorney's fees arising out of injury caused by you the website user, your products/services, material supplied by you the website user, copyright infringement, and/or defective products sold via the website.

If you do not agree with these terms and conditions, please exit this website now.

PORTFOLIO MART · MAIN OFFICE: 412-436-0343 · NEW YORK: 212-300-3560 · TOLL FREE: 1-866-666-7933

Portfolio Mart is a division of On Track Communications